Licensing Course Contents: Per TDI Requirements, the All-Lines Adjuster Course covers the following topics of instruction:
- Insurance Terms and Concepts
- Personal Lines Coverages (Homeowner's Policies Form A, B, C)
- Commercial Lines
- Automobile Coverages
- Inland Marine
- Ocean Marine
- Marketing Practices
- Standard Fire Policy
- Adjuster Bonds
- Additional Coverages, Exclusions, and Extensions
- Adjuster Practices
- Adjuster Licensing Requirements
- Worker's Compensation NOTE: Topics are presented within the context of real-life claim situations.
Licensing Course Exam: The 150 question, multiple-choice exam is administered at the end of the third day of class. You must correctly answer at least 70% of the questions to pass the exam. 99% of students will pass the exam on the first try. In the event that you do not pass the exam on the first try, you will be given tutoring and may retake the exam up to two more times at no additional charge.
About the Texas Insurance Adjuster License
Why is should I get a Texas License?
A. The Texas Insurance Adjuster License is among the adjusting industry's most sought after license - for Texas residents and non-residents alike. Extremely versatile, this insurance license is reciprocal with more states than any other state license. This allows a Texas licensed insurance adjuster to work in a wide geographical range without having to observe other states' standard insurance licensing procedures. Perhaps more importantly, Texas allows candidates for licensure to take approved pre-licensing courses rather than the conventional state insurance adjuster exam. State exams are notoriously difficult while pre-licensing courses are designed to be as "student friendly" as possible.
How do I get a Texas insurance adjuster license?
A. ITU offers the Texas Adjuster pre-licensing course in a friendly, enjoyable classroom setting that satisfies the exam requirement and fulfills all obligations for obtaining your Texas Adjuster License.
Which classes do I take?
A. If your new and just getting starting in your Insurance Adjusting career, we recommend you take the Total Adjuster Training Package. We understand that a license by itself will not prepare you for your first job. This series of courses was designed with you in mind. It will walk you though the state license, which will familiarize you with the terms and practices of the industry first. Then you will go directly to the Practical adjusting course, which will walk you through the process of adjusting your first property. Think of it as a practical walkthrough of your first job including all the tips and tricks to make it as easy as possible. Finally, you will take the Xactimate 25 class, which is the software mandated by many insurance carriers. With these three classes, we feel confident you will have the best chance of success.
What is the license and what kind of claims will it allow me handle?
A. The Texas All-Lines Insurance Adjuster License (offered in our classroom course) is a two-year, renewable insurance license issued to those people who have passed:
1. their Texas adjuster pre-licensing course or
2. their adjuster licensing exam (administered by Thompson-Prometric).
With this license, adjusters are certified to work residential, commercial, automobile, farm and ranch, inland marine, ocean, and worker's compensation claims. The Texas Property and Casualty Adjuster License (offered in our online Virtual University) differs only in that it does not qualify adjusters to handle worker's compensation claims. The Texas Department of Insurance (TDI) stipulates 30 hours of (continuing education units (CEUs) for adjusters per 2 year period.
Texas Licensing
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